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Waco Delta Dental Insurance Coverage

Dental insurance on yellow post it note next to coffee cupDelta Dental is one of the largest insurers of Texas residents, and they have the largest number of in-network dental offices in the nation, including the Dental Station of Waco. If you have coverage through Delta Dental, we would be happy to process and file your dental claims to help you maximize your treatment coverage. In addition to offering in-network coverage for Delta Dental plans, we are also happy to process and file insurance claims for most major PPO policies. If you want to learn more about your dental insurance coverage at the Dental Station, give our team a call to schedule your appointment in our Waco dentistry practice. Our knowledgeable dental team members would also be happy to help you better understand your specific policy.

What is Covered by My Delta Dental Plan?

Man’s hands holding animated tooth under umbrellaEvery Delta Dental plan is as unique as the patient who’s covered by the policy. However, in most cases, you should expect to receive some combination of the following insurance coverage in exchange for your payment of a monthly plan premium:

  • Preventive dentistry – 80 to 100% coverage for dental checkups, teeth cleanings, sealants, fluoride treatments, and more
  • Restorative dentistry – 50 to 80% coverage for conservative restoration options like tooth-colored fillings, dental crowns, bridges, partials, and full dentures
  • Orthodontics (when elected) – 20 to 70% coverage for both traditional bracket and wire braces and clear alignment tray orthodontic options
  • Miscellaneous services – 10 to 50% coverage for other services like mouthguards and dental sedation

What Does it Mean to be In-Network with Delta Dental?

Dental benefit formsHealth maintenance organization (HMO) plans require patients to visit in-network dentists in order to receive coverage. Preferred provider organization (PPO) plans, like Delta Dental, allow greater flexibility. You can receive coverage for dentistry services from out of network dentists. However, you will be responsible for additional costs if the out of network dentist charges fees higher than those deemed fair by Delta. In-network dentists have agreed to charge fees within Delta’s fair price range, so you only ever need to pay the out of pocket percentage of treatment costs when you visit our dentistry practice.

How Can I Maximize My Dental Insurance Coverage?

Woman reviewing Delta Dental insurance on tablet computerBy visiting our office every six months for dental checkups and teeth cleanings, you reduce your risk for dental damage and decay that requires advanced restorative dentistry services to repair. Additionally, your Delta Dental plan will likely cover the majority of the cost of these visits, so you will have the lowest out of pocket treatment costs for these appointments. Our team looks forward to partnering with you to achieve and maintain a healthy smile with regular preventive dental care to meet every patient’s oral health and hygiene needs.